OVER 5,000 FAMILIES SERVED...AND COUNTING...

Over 5,000 Families Served...And Counting...

THE MORTGAGE PROCESS

IS NOT BROKEN

THE

MORTGAGE PROCESS

IS NOT BROKEN

You're Just Being Kept In The Dark

We've spent 25 years watching homebuyers get blindsided at the closing table.

This NO-COST BOOTCAMP covers everything we were never supposed to tell you.

Every day without a clear plan puts you at a disadvantage. The buyer you are competing against for that same home may already have the knowledge and strategy you do not. In this market, that gap can be the difference between getting the keys and getting beat out.

Claim Your Spot With No Cost.

Zero Obligation.

Takes 30 seconds. We will text and email you the link.

Only 20 spots available. This is a small group session by design. When it fills, registration closes and the next session may be weeks away. Replays are not offered, so attending live is the best way to take full advantage of the program.

13 of 20 spots have already been claimed. 7 remaining.

Next Session Starts in

May 20, 2026

9:30 am to 11:30 am PT

via Zoom

Real Stories. Real Results.

Verified Google reviews from homebuyers who went through this process.

johnathan edwards

Verified Reviewer

★★★★★

Words can’t fully express how helpful Dave and Engel were throughout this entire process. They helped turn a dream into a reality for me and my family as first-generation homeowners. Everything was handled professionally and in an organized manner. Not to mention, the information they provided was extremely educational for us as first-time homebuyers. The process was stress-free because Dave and Engel consistently stayed on top of everything and responded quickly to any questions we had. The only challenge I faced was managing my own excitement and anxiety while waiting for our scheduled closing date. In the end, everything went exactly as it was supposed to, and we even closed early. Purchasing my first home was a phenomenal experience, and I don’t have a single negative thing to say about the process. My wife and I are incredibly grateful to Dave and Engel.

Jocelyn Fragozo

Verified Reviewer

★★★★★

Dave and his team at CMG Mortgage are absolutely phenomenal. They made us feel like family throughout the entire process! Our refinance was quick, easy, and stress-free. They kept us updated every step of the way and were incredibly responsive to all of our questions. I truly appreciate their time and expertise—I can't recommend them enough!

Vincent C.

Verified Reviewer

★★★★★

November 2025---Hello to all seeking a home loan or as Ann and I did a "cash out refinance," I wanted to send a quick note of praise to Dave and Mell just to say a massive thank you for the Outstanding and professional job you two did to achieve our recent loan. Honestly, you guys made it so easy! All the various ways of communicating with us put our mind at ease and made the whole thing work! Thanks Dave Medina and Mell, couldn't be happier.

Dan Quinn

Verified Reviewer

★★★★★

If you're lucky enough to get to work with Dave Medina and the staff, I'm sure you will be well taken care of. Dave went over and above, to make sure our refinance went smoothly and on time. He handled everything very professionally and we would be happy to refer him to anyone. Thanks again Dave, Dan and Pj Quinn

Grant Bigley

Verified Reviewer

★★★★★

It was an absolute pleasure working with Dave and his team. This is actually the third time my wife and I have been fortunate enough to use his services. We bought our first home with Dave, jumping through hoops, that others said could not be jumped through. We actually had 2 other people tell us that they couldn’t make it happen based on my family’s specific circumstances, and Dave made it happen. We then used Dave and his team for a refinance, which was painless, and quick. After selling that home we decided to purchase a substantially more expensive property with nearly the same, if not more, difficult because now my wife and I are both 1099 for our income. However, Dave made the magic happen again and I am writing this review in the bedroom of my new home. I cannot stress enough how amazing these guys are, I am 100% positive that if Dave and his team can’t make it happen for you, NO ONE CAN!

sandy ramirez

Verified Reviewer

★★★★★

Highly recommend Dave Medina and his team. I purchased a home in March 2024 and it was by far the easiest transaction I've ever experienced. Dave is extremely knowledgeable and takes time to explain everything you need to know about your options to purchase. He gave me great advice and helped me make the best decision for myself. His transaction coordinator, Kristin is phenomenal as well. She is on top of everything! They were both so darn easy to work with. They'll definitaly have my future business, and I will highly recommend them.

Shani Duke Bolden

Verified Reviewer

★★★★★

Dave and Melly you guys are the best. We started this process early in the year and probate stopped us several times but both of you did not bend. We kept going with the flow. Throughout this process, we did not give up. Thank you for seeking professional and the exact language that Title required. It definitely assisted me with the probate process. Thank you for continuously following up with us. Thank you for your hard work and continued commitment to us. We look forward to working with the both of you again. Thank you again.

Haly Kimball

Verified Reviewer

★★★★★

Dave is hands down the best loan officer ever! The whole process was fast and easy! He is very thorough and explains things in detail! He's very personable and just a stand up guy! This was the second time we used him and will continue to use him in the future!! Mellyza also was helping us with the loan and she is awesome too! She really gets business done! Great team to work with! 👏🏻 😁

sandie valenzuela

Verified Reviewer

★★★★★

Working with Dave and Mellyza was a fantastic experience! As a first-time homebuyer, I had a lot of questions, and they took the time to answer every one with patience and clarity. Their expertise was clear, and they guided me through the entire process seamlessly. Dave walked me through different scenarios and helped me choose the best loan for my dream home that matches my budget. They worked quickly and efficiently to meet a 21-day escrow, which was a huge plus. I couldn’t have asked for a better lender and highly recommend them to anyone looking for a lender who genuinely cares!

Monica Martinez

Verified Reviewer

★★★★★

As a real estate agent committed to ensuring the best experience for my clients, I recently had the pleasure of working with Dave Medina and his team, and I am thrilled to share my positive experience. In the fast-paced world of real estate, having a lender who is not only quick but also efficient is crucial. Dave & Kirstin exceeded my expectations on both fronts. They showcased an impressive ability to navigate through the lending process with speed and accuracy, ensuring a seamless transaction for my clients. What truly sets Dave & his team apart is their superior service. The team's commitment to excellence is evident in every interaction. They are not just closers; they are driven professionals who understand the importance of delivering top-notch service. My clients were not only impressed by the efficiency but also by the personalized attention they received. Working with Dave & Kirstin made the entire homebuying process smoother for my clients, and as a real estate agent, that's invaluable. The open lines of communication, attention to detail, and commitment to client satisfaction make Dave a lender I can confidently recommend to my future clients. To my fellow real estate agents seeking a reliable lending partner, look no further than Dave Medina & his team. They have proven to be an invaluable asset to my business, and I am grateful for their dedication to excellence. Thank you, Dave, Kirstin & team, for your exceptional service and for consistently going above and beyond for my clients. I look forward to many more successful collaborations in the future!

Manuel C

Verified Reviewer

★★★★★

Dave and his team gave us the best experience. They explained each step of the financing process and were completely transparent. Their goal was to help us and feel completely comfortable with our home buying experience and they exceeded our expectations. We were referred by our realtor and Dave immediately scheduled a phone call where he gave an explanation of the whole process and what we needed to get started. Any questions we had were answered and we were encouraged to ask additional questions where the team responded almost immediately. I sincerely appreciated most of the paperwork being done electronically as we were able to get all the documentation handled quickly and hassle-free. I highly recommend Dave’s team to anyone. You will be very well taken care of!

Brenden Española

Verified Reviewer

★★★★★

Dave and his team were transparent, supportive and helpful throughout every step of the way to closing on our first home! Their application process was simple and I was able to provide all the required information in just a couple hours. After this, Dave was quick to schedule our consultation that resulted in our pre-approval! After finding our home, getting the loan fully underwritten only took a few days. We were on a super tight time crunch with a short escrow, but Dave and Kirstin were there to ensure everything went as smooth as possible. To put the icing on the cake, Dave made sure I had all the necessary information to make an informed decision amidst the challenging market and record high interest rates, and we were able to lock in a rate that we can afford. I will definitely be looking to Dave Medina and his team when I need to refinance or purchase new property down the line. Know that these folks mean business and can get the job done properly and quickly. With this housing market, it pays to have the Dave Medina team on your side! Thanks again Dave and Kirstin!

Danielle Young

Verified Reviewer

★★★★★

Working with Dave has been a smooth and easy process. My clients absolutely love him! He has a way of educating not only agents but his clients too. The man is FULL of knowledge and speaks to everyone with care and compassion. He got my clients approved with no hassle on their first home and it was QUICK! Dave and all his staff are efficient and seamless. I recommend this team to everyone! Look no further for the right mortgage company!

Emily Martone

Verified Reviewer

★★★★★

I recently had the pleasure of working with Dave Medina and his team. They definitely exceeded my expectations. They closed the transaction in less than 2 weeks. David’s ability to navigate through the lending process with speed and accuracy is impressive. He ensured a seamless transaction for my clients providing an excellent service. He is very knowledgeable and very professional, showing the importance of delivering top-notch service from start to finish. I will recommend David and his team to my future clients and to my fellow real estate agents seeking a reliable and excellent lending partner. Thank you, Dave and your team, for your exceptional service and for consistently going above and beyond for my clients. To many more successful collaborations in the future! Emily Martone/Berkshire Hathaway HomeServices Ca Properties

Stephanie Ortiz

Verified Reviewer

★★★★★

If you are looking for a lender to help extensively with your best mortgage options! Dave and his team at Fairway are amazing! They helped us as First time buyers TREMENDOUSLY. Not having much knowledge on what’s right and what’s wrong. We always felt we were in good hands! They along with realtor team recommended by Dave helped us get a home that was beyond our dreams! I’m glad we were able to find such an amazing team! Cannot stress enough how helpful and hand held their team is especially in a aggressive market as there is now. Thanks Dave and everyone at Fairway.

Alexander figueroa

Verified Reviewer

★★★★★

As a first time buyer and military veteran everyone wants to offer the world, with Dave and his team it was never about the sale. He truly cared about my family’s needs and always kept us in the loop throughout the whole process. That’s why it was a no brainer to have him handle our refinance. He understands what needs to be done and he ensures that you understand as well. TRULY FEEL LIKE FAMILY!!!!!

Grace Hudson-Plummer

Verified Reviewer

★★★★★

I absolutely loved working with Dave Medina and his team. In every way Dave and Mel stepped up and were very kind, understanding and went above and beyond to help my client feel comfortable and confident each step of the way. Thank you so much Dave and Mel. I look forward to working with you on future transactions. Grace Plummer

Joscelyn Betancourth

Verified Reviewer

★★★★★

We used Fairway Mortgage as our lender for purchasing our first home, and we had an amazing experience! Immediately we were impressed with Dave because not only was he available on short notice, but he came prepared with a ton of useful information. He took the time to walk us through a presentation via Zoom. During this presentation, he really explained the home buying process to us by breaking down all the information and answering our questions. We also liked that the staff was super friendly and extremely attentive! Our entire experience was positive. Additionally, Dave worked directly with us to help with issues we were having due to the pandemic. He even provided us with additional options when our home appraised lower than the sale value. At the end, we were able to lock in a great interest rate and we are super content with our monthly mortgage. Most importantly, Dave’s team made a great impression because they truly care for their clients. They put in a lot of work, and fortunately we were able to buy a home in three months! Once we’re ready to refinance, we’ll definitely be using Fairway again. We highly recommend Dave’s team!!

Cindy Merida

Verified Reviewer

★★★★★

The Dave Medina Team at Fairway Mortgage did such an amazing job in helping us purchase our first home. Dave and his team were very professional, quickly responded to our questions and requests, explained everything in detail, and really made us feel like we were in good hands every step of the way. It helps to have Dave and his team on your side when making such a life changing decision. We highly recommend.

Chrisma Luna-Barnum

Verified Reviewer

★★★★★

If you’re a first time homebuyer, I highly recommend working with Dave Medina and the Medina Team. Throughout the whole process the entire team work was only ever reassuring while they worked diligently to answer our many questions. At no point did we feel pressured or rushed. Dave took the time to get to know us, and he treated us like family. The entire team gave us useful advice and helped to make sure that we made the best choices when purchasing our home. I can and I have recommended Dave and his excellent team to both family and friends. Bottom line: they helped to make the home buying process as painless as possible and if we’re ever looking to buy a home again, we wouldn’t think twice about working with Dave and his team again.

What We'll Cover

01

2026 Housing Market

Myth vs. Reality

What really got us to today’s market conditions.
What the current market statistics are saying beneath the headlines.
What the future may hold so you can stay ahead instead of being blindsided.

02

Mortgage Battlefield

New Ways to Win in Today’s Market

The programs today’s smartest buyers are leveraging.
What truly defines affordability in today’s market.
Why writing off down payment assistance could be a costly mistake.

03

Renting vs. Owning

Truth Revealed

A math-driven comparison of renting vs. owning.
The real numbers behind each pathway.
Why the “cheaper” option today may cost you more in the long run.

04

THE BIGGEST LIE

LENDERS TELL

Why pre-approved buyers still lose the deal.
Why lenders are spending less time with buyers today, and how that puts you at risk.
How to take back the driver’s seat.
How to navigate your home search with clarity and control.

05

TAKE CONTROL 3.0:

The Tactical Buyer Blueprint

This step-by-step program has helped hundreds of buyers take back control and win. Gain the knowledge, strategy, and clarity to lead the process with confidence, so your real estate team is working toward what’s right for you, not the other way around. It’s time to get back in the driver’s seat.

CLICK TO SIGN UP

Free Bonus for Every Registered Attendee

Say Goodbye to Generic Estimates

Most online mortgage calculators assume a 20% down payment and use generic estimates for taxes and insurance, often producing a number that has little to do with your real monthly payment.

Run the numbers based on your real scenario. FHA at 3.5% down, VA with zero down, or conventional financing with your actual down payment. Your loan. Your payment. Your reality.
It factors in PMI, property taxes, and HOA dues, the real numbers Zillow often leaves out and the critical cost that too often blindside buyers at the closing table.
Get access to daily rates at the touch of a finger, ensuring your calculations stay current as the market changes.

The Take Control 3.0 Tactical Blueprint gives you the strategy, and these resources ensures every move you make is grounded in real numbers . . . no exceptions.

REGISTER NOW

Don't Take Our Word For It

Real buyers. Real results. Watch what happens when someone goes through this process fully prepared.

★★★★★

★★★★★

The Real Enemy Isn’t Interest Rates, It’s The Misinformation Keeping You Stuck

We hear the same things every day.

"I heard rates have to drop before I can afford anything."

"Someone told me I need 20 percent down to even be considered."

"My mom and dad said I should just wait."

"I read online that the market is about to crash."

By the time most people come to us, they already know something feels off. They have been Googling, watching videos, and listening to people who sound confident but do not fully understand the realities of navigating today’s challenging market.

The wrong information does more than waste time. It costs people opportunities, confidence, and sometimes the home they truly wanted.

90 minutes of real clarity. No panic. No noise. Just the truth built around your reality.

THE REAL PROBLEM

It Didn’t Work Before Because No One Showed You the Truth

You have tried to figure this out before. You watched the videos, talked with a lender or two, and still walked away more confused than ever. That is not by accident. Too often, the mortgage process is not designed to truly educate buyers, leaving them uncertain, unprepared, and unaware of what they may be missing until it is too late.

The way this process is often advertised promotes fast inputs and fast answers, while skipping the critical steps designed to truly empower the buyer. Even worse, many buyers do not realize that this is not how the process is supposed to work.

"People unfortunately spend more time deciding where to go for dinner on a Saturday night than preparing for the largest financial decision of their lives. That has to stop!"

— Dave Medina

None of that is your fault. But it will become your problem.

Your Instructor

Dave Medina, a respected force in Southern California real estate since 2003, brings a career that spans from Loan Originator to Regional Vice President at one of California’s fastest-growing banks.

Having managed hundreds of loan officers and trained thousands of real estate agents, Dave’s deep, diverse expertise makes him the GO-TO resource for today’s buyers looking to maximize their real estate success. Committed to delivering unmatched guidance and education while creating exceptional client experiences, Dave continues to shape the future of the real estate landscape.

Why I Built This

From the moment I originated my first loan, I realized there was a serious misalignment between what customers truly needed and the standardized process the industry pushed them through.

I chose to chart my own path, and almost immediately the response from the families I served was powerful. Many shared, sometimes through tears, how different this experience felt from what they had gone through before. The gratitude they expressed for taking simple steps to educate and empower them was off the charts.

That became my mission for the next two decades: to refine a new process, a tactical plan every future homeowner could follow to truly put themselves in the driver’s seat. I came to realize that with the right curriculum and guidance, buyers are often far more qualified to understand their true capabilities than any generic computer-generated number.

"The house is the by-product, not the product. What we truly deliver is empowerment. Sometimes that journey ends with a home, and sometimes it doesn’t — but every single person who sits with us walks away knowing more, seeing clearer, and feeling more in control than when they came in."

-Dave Medina

Then it hit me, I was never selling the same product as everyone else. While others saw the mortgage as the end goal, I realized my true product was empowerment, and getting someone into a home was simply the byproduct of that.

Take Control 3.0 is the beginning of that enlightenment for prospective homeowners. Whether you are looking to buy in 30 days or 3 years, you need this information, and I am fully committed to making sure you get it

After 25 years and nearly 5,000 families watching the same thing happen, Dave took everything the industry hoped buyers would never find and put it into a single free class.

This is that class.

Does Any of This Sound Like You?

This class is for real estate buyers & sellers at every stage. Whether you are ready to move in 60 days or still figuring out where to start.

If any of those sound like you,

this class was built for exactly where you are.

Am I really not ready...or do I just not understand how this actually works yet?
I feel like I’ve gotten bits and pieces, but never the full picture. It’s hard to know if I’m actually not read or just missing the right information.
Is all the stuff I’m seeing on social media actually accurate…or am I being misled?
There’s so much advice out there, and it all sounds confident. The problem is, I have no idea what’s real and what’s just noise.
My parents told me this is the wrong time to buy… but do they really understand today’s market?
They mean well, but things have changed. I’m not sure their advice applies to what’s actually happening right now.
I’m ready to buy, I just don’t want to get pushed into it before I understand it.
I want to learn the process first, without pressure, without constant calls, and without feeling rushed.

Let's Be Straight With You

Here are common questions our participants often ask. We deliver the answers.

Who is this bootcamp for?

This bootcamp is designed for anyone thinking about buying a home, whether that timeline is 30

days, 6 months, or even 3 years from now. If you want clarity, confidence, and a real tactical

plan, this was built for you.

Do I need to be ready to buy right now?

Absolutely not. In fact, many people get the most value when they attend early. The sooner you

understand the process, affordability, and strategy, the better positioned you will be when the

time is right.

Is this only for first-time homebuyers?

Not at all. While first-time buyers get tremendous value, this bootcamp is also powerful for

repeat buyers, move-up buyers, investors, and anyone who wants a better understanding of

today’s market.

Will I learn what I can actually afford?

Yes. One of the biggest goals of this bootcamp is helping you understand what affordability truly

looks like based on real numbers, not generic online estimates or one-size-fits-all calculators.

Do I really need 20% down payment?

No. This is one of the biggest myths we address. We will walk through multiple loan options,

including low-down-payment and zero-down programs, so you understand what may actually be

available to you.

Is this a sales pitch?

No. This is an education-first bootcamp built around clarity and empowerment. The goal is to

give you the truth, the tools, and the tactical blueprint to make informed decisions.

What if I’m not sure I can qualify yet?

That is exactly why you should attend. This bootcamp is designed to help you understand where

you stand today and what steps you can take to improve your position moving forward.

What will I leave with?

You will leave with clarity, a tactical game plan, and ongoing resources to help ensure every

future decision is based on real numbers and real strategy.

What if I’ve been told to wait?

Sometimes waiting is the right move. Sometimes it is simply fear or misinformation. This

bootcamp helps you understand the difference.

I'm Ready For The Full Story

Secure My Spot

Only 20 spots available. This is a small group session by design. When it fills, registration closes and the next session may be weeks away. Replays are not offered, so attending live is the best way to take full advantage of the program.